Bankruptcy – whether it’s chapter 7 or chapter 13 – has a lot of negative connotations and a lot of fears and myths surrounding it. But when you simply can’t pay your obligations with your current income, filing bankruptcy in Arizona is a legal, ethical, and dignified way to make a fresh start.
At The Zolman Law, we are Arizona’s premier debt relief firm. In this series of blog articles, we will help dispel the top 12 myths about bankruptcy.
Let’s look at the next set of myths:
Myth #7: You have to be a real deadbeat to file for bankruptcy
Stereotypes aside, the vast majority of bankruptcy filers were forced into a difficult economic situation with an unexpected job loss, divorce, car accident or devastating illness. No matter what the reason, bankruptcy is a legal right for people to start over when they can’t pay their bills.
Myth #8: I don’t have to include all of my creditors in my bankruptcy
Even if you want to pay them back someday, you still need to include all of your creditors. If you want to pay some of them back after you get back on your feet, you still have a right to do so. –but they do not have the right to ask you to.
At The Zolman Law, we believe that your life shouldn’t be defined by debt. We have helped hundreds of people just like you find the relief they deserve from harassing bill collectors, paycheck garnishment, foreclosures proceedings, and – most importantly – the constant worry about money and what to do about your debts.
We are a dedicated debt relief law firm. We help people from Phoenix, Mesa, Gilbert, Queen Creek, Chandler, Scottsdale, Apache Junction, Tempe and throughout Arizona file for bankruptcy or work through tough tax problems every day. We can help stop the debt cycle and give you relief from your overwhelming, burdensome, and crushing debt. Please don’t wait another moment. Call us right away – our attorneys will help get you the fresh start you deserve.