If you’re considering filing bankruptcy, you know it can be a confusing and overwhelming time. At Zolman Law we are dedicated to giving our clients the best possible legal guidance through life’s most challenging times. In this series, “Understanding Arizona Bankruptcy,” we will cover a multitude of bankruptcy facts and FAQs – but if you still have questions or concerns please don’t hesitate to contact one of our experienced bankruptcy attorneys  for further guidance.
So when will you stop receiving harassing phone calls from bill collectors? The simple answer is that as soon as a bill collector or creditor is informed that you have filed for bankruptcy protection, they must stop all efforts to collect money from you.
In practice, the court will mail an official notice to all of your creditors – but this could take a few weeks. In the meantime, you can tell each creditor individually, making sure to give them your bankruptcy case number assigned by the Bankruptcy Court.
In some cases, you may want to involve your bankruptcy attorney, especially if a lawsuit is pending over one or more of your debts. If a creditor still attempts to collect money from you after they have been informed of your bankruptcy protection, they may  be subject to court action including sanctions.
At Zolman Law, we believe that your life shouldn’t be defined by debt. We have helped hundreds of people just like you find the relief they deserve from harassing bill collectors, paycheck garnishment, foreclosures proceedings, and – most importantly – the constant worry about money and what to do about your debts.
We are a dedicated debt relief law firm. We help people from Phoenix, Mesa, Gilbert, Queen Creek, Chandler, Scottsdale, Apache Junction, Tempe and throughout Arizona file for bankruptcy or work through tough tax problems every day. We can help stop the debt cycle and give you relief from your overwhelming, burdensome, and crushing debt. Please don’t wait another moment. Call us right away – our attorneys will help get you the fresh start you deserve.